Meridian Alpha
Regulatory Library
Regulations that apply to Meridian Alpha and the controls that meet them
As of 9 Oct 2026
As of 9 Oct 2026
United States · Federal · Privacy
GLBA · Safeguards Rule
FTC Standards for Safeguarding Customer Information · 16 CFR Part 314
Legal entity
Meridian Alpha
Applicability
Not applicable to Meridian Alpha · scoped for US customer financial information
Locations
Bengaluru Technology Centre
Reporting cycle
Annual · report to the board
Requirement coverage · compliance position: gaps to close
4
requirements
- Covered 00%
- Partially covered 4100%
- Evidence unavailable 00%
Controls
10
3 failed testing
Evidence approved
34/44
current cycle
Open findings (gaps)
4
1 high
Open actions
4
0 overdue
Requirements and the controls that meet them
| Ref | Requirement | Applicability | Control objective | Controls | Coverage |
|---|---|---|---|---|---|
| §314.4(c)(1) | Access controls on customer information | Not applicable | Access is approved, reviewed and removed on exit or role change | ACC-01ACC-02ACC-04JML-01JML-02 | Partially covered |
| §314.4(c)(8) | Monitor and log authorised user activity | Not applicable | Security events are logged, retained and monitored | LOG-01LOG-02 | Partially covered |
| §314.4(f) | Oversee service providers | Not applicable | Third parties are assessed, contracted and monitored | VEN-01VEN-02VEN-03 | Partially covered |
| §314.4(j) | Notify the FTC of notification events | Not applicable | Incidents, including supplier incidents, are assessed and reported | VEN-03LOG-01 | Partially covered |
Controls and current position
| Control | What it checks | Systems | Test | Evidence | Open findings |
|---|---|---|---|---|---|
| ACC-01 | MFA and SSO enforced for workforce access | Amazon Web Services (ap-south-1), Microsoft Entra ID, GitHub Enterprise Cloud | Pass | 6 / 6 | 0 |
| ACC-02 | User access provisioning is approved before grant | Microsoft Entra ID, SAP S/4HANA, ServiceNow ITSM | Pass | 6 / 6 | 0 |
| ACC-04 | Quarterly user access review of in-scope applications | Microsoft Entra ID, Salesforce (Sales + Financial Services Cloud), SAP S/4HANA | Not tested | 0 / 5 | 0 |
| JML-01 | Leavers are de-provisioned within 24 hours | Darwinbox HRMS, Microsoft Entra ID, SAP S/4HANA | Pass | 6 / 6 | 0 |
| JML-02 | Mover access is recertified on role change | Darwinbox HRMS, Microsoft Entra ID, SAP S/4HANA | Fail | 9 / 9 | 1 |
| LOG-01 | Security events are centrally logged and monitored 24x7 | Amazon Web Services (ap-south-1), Microsoft Entra ID, Meridian Customer Portal | Pass | 3 / 4 | 0 |
| LOG-02 | Audit logs retained 180 days online and 5 years archived, tamper-protected | Amazon Web Services (ap-south-1), SAP S/4HANA | Not tested | 0 / 0 | 0 |
| VEN-01 | Critical third parties are risk-assessed before onboarding and annually | PayGate Payment Gateway, Salesforce (Sales + Financial Services Cloud) | Fail | 2 / 3 | 1 |
| VEN-02 | Provider contracts include data protection and RBI audit clauses | Salesforce (Sales + Financial Services Cloud) | Not tested | 0 / 1 | 1 |
| VEN-03 | Supplier security incidents are assessed for impact and tracked | PayGate Payment Gateway, Meridian Customer Portal | Fail | 2 / 4 | 1 |
Open actions
| Action | Issue | Owner | Due | Status |
|---|---|---|---|---|
| REM-F-SOC2-02 | Mover access not removed timely (deviation in CC6.2 testing) | Neha Iyer | 31 Oct 2026 | Open |
| REM-F-RBI-02 | Material outsourcing: lapsed assurance and overdue reassessment (Outsourcing of IT Services 2023 §6/§9) | Sanjay Kulkarni | 20 Oct 2026 | Open |
| REM-F-ISO-02 | Supplier agreement lacks information security clauses (A.5.20) | Sanjay Kulkarni | 31 Oct 2026 | In Progress |
| REM-F-RBI-03 | Payment provider incident — incomplete credential rotation | Deepa Menon | 10 Oct 2026 | In Progress |
Regulatory reporting for management, audit and compliance review. Applicability is as assessed in Prismet. Statutory returns and regulator filings are not prepared or submitted from Prismet.