Meridian Alpha
Regulatory Library
Regulations that apply to Meridian Alpha and the controls that meet them
As of 9 Oct 2026
As of 9 Oct 2026
United States · Federal · Cyber & Technology
SEC · Cybersecurity risk management and incident disclosure
SEC Regulation S-K Item 106 · Form 10-K Item 1C; Form 8-K Item 1.05
Legal entity
Meridian Alpha
Applicability
Not applicable to Meridian Alpha · scoped for US-listed reporting
Locations
Mumbai Head Office (Bandra Kurla Complex), Bengaluru Technology Centre
Reporting cycle
Annual 10-K; material incidents within 4 business days
Requirement coverage · compliance position: gaps to close
3
requirements
- Covered 00%
- Partially covered 267%
- Evidence unavailable 133%
Controls
5
2 failed testing
Evidence approved
7/12
current cycle
Open findings (gaps)
3
1 high
Open actions
3
0 overdue
Requirements and the controls that meet them
| Ref | Requirement | Applicability | Control objective | Controls | Coverage |
|---|---|---|---|---|---|
| Item 106(b) | Processes to assess, identify and manage cyber risk | Not applicable | Vulnerabilities are remediated on time | VUL-01 | Evidence unavailable |
| Item 106(b) | Oversight of third-party service providers | Not applicable | Third parties are assessed, contracted and monitored | VEN-01VEN-02VEN-03 | Partially covered |
| 8-K 1.05 | Determine materiality and disclose cyber incidents | Not applicable | Incidents, including supplier incidents, are assessed and reported | VEN-03LOG-01 | Partially covered |
Controls and current position
| Control | What it checks | Systems | Test | Evidence | Open findings |
|---|---|---|---|---|---|
| VUL-01 | Vulnerabilities are scanned and remediated within SLA | Amazon Web Services (ap-south-1), GitHub Enterprise Cloud | Not tested | 0 / 0 | 0 |
| VEN-01 | Critical third parties are risk-assessed before onboarding and annually | PayGate Payment Gateway, Salesforce (Sales + Financial Services Cloud) | Fail | 2 / 3 | 1 |
| VEN-02 | Provider contracts include data protection and RBI audit clauses | Salesforce (Sales + Financial Services Cloud) | Not tested | 0 / 1 | 1 |
| VEN-03 | Supplier security incidents are assessed for impact and tracked | PayGate Payment Gateway, Meridian Customer Portal | Fail | 2 / 4 | 1 |
| LOG-01 | Security events are centrally logged and monitored 24x7 | Amazon Web Services (ap-south-1), Microsoft Entra ID, Meridian Customer Portal | Pass | 3 / 4 | 0 |
Open actions
| Action | Issue | Owner | Due | Status |
|---|---|---|---|---|
| REM-F-RBI-02 | Material outsourcing: lapsed assurance and overdue reassessment (Outsourcing of IT Services 2023 §6/§9) | Sanjay Kulkarni | 20 Oct 2026 | Open |
| REM-F-ISO-02 | Supplier agreement lacks information security clauses (A.5.20) | Sanjay Kulkarni | 31 Oct 2026 | In Progress |
| REM-F-RBI-03 | Payment provider incident — incomplete credential rotation | Deepa Menon | 10 Oct 2026 | In Progress |
Regulatory reporting for management, audit and compliance review. Applicability is as assessed in Prismet. Statutory returns and regulator filings are not prepared or submitted from Prismet.